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. i think this may be keeping with the idea that citi is an international company. don't need as much stuff here. maybe. >> to the extent financial services are being commotitized. reflective of changes going on overall at financial services as you get out of markets that are so transparent now that you can't make the margin that you once again. therefore you have to focus on the cost size. >> i don't think people understand how much money they used to make. in a transaction you could hide gross credit. you could say you're buying this at 100 but you are getting to 98. no one is taking two anymore. those were the ways you really made a lot of money if you were a sales trader. >> the bulk of the layoffs is from global consumer banking. >> global consumer. >> they are talking brazil, hong kong -- >> those are growth markets. >> that's fascinating. 35% coming from that. >> and 25% from institutional clients. >> what the heck are they doing? are they retreating? the whole thing was to put everybody there. i guess -- >> it's not a supermarket. they want to be bodega. >> they didn't think p
jackson international airport are delayed. and we are also seeing that outside in the western part of the united states, places like salt lake city, serious delays. the national weather service issued a winter storm warning for oklahoma, arkansas and the southeast is bracing for very severe weather also. lots of travelers we spoke with plan for very early travel plans in hopes of dodging those later delays and catch really the calm before the storm, kelly because as we know there is a system not only in the pacific northwest but also the storm system down here in the southeast that will head up to new york city and northeast areas, you'll be having some severe weather up there. kelly. kelly: that affects so many people especially flying out of atlanta, or through atlanta, so what does the rest of the day look like for travelers coming through there? >> reporter: well, slowly but surely we are starting to see more delays take place. earlier this morning a lot of the flights were coming in on time. as the conditions deteriorate not only here in the southeast but like i said across th
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